Much stricter rules apply,
For the self-employed, much stricter rules apply, depending on which functions a business account should have: If you want to open a current account with no debit limit or credit cards for the self-employed, most banks are happy to help you. Your current Income Tax Advance Payment Notice (if your Prepayment is recorded on your Income Tax Assessment, this is sufficient) and a bank statement/printout online banking payment of the last due Income Tax Prepayments. Germany’s best independent branch bank has the option of obtaining credit from various banks and credit institutions, but also from independent persons. There are the following types of self-employed loans – the potential providers of each class are indicated in brackets:
How freelancers set up a free company account.
With a company account you keep track of the income and expenses of your free work and can distinguish these from your private finances. Below we have compiled for you which user account is best suited for Freelancer and how you opened it for free. Before you set up a company account, you should choose the following points: Choose your personal account:
What type of company would I like to set up a corporate account? Is there a free company account or does an account with a base fee bring me more service? What are the fees for paperless and voucher-related postings? Do I need cash deposits or is a bank account at an online bank sufficient? Does the bank grant overdrafts and under what conditions?
To set up a corporate account
For self-employed and self-employed the webbank provides a free company account. It is therefore particularly suitable for the self-employed and self-employed, who work on their own. Here is an overview of netbank’s services: If you would like to set up a corporate account with the Network Bank, please visit the Bank’s website. Then click on “Open Business Account” and you will be taken to the product selection of your company account.
This means that your identification is determined and the request for opening is sent directly to the network bank. Does a company account for freelancers have to be set up? We recommend the establishment of a company account or a checking account when founding a new company. Unlike companies, opening a self-employed account is not compulsory but helps separate private and business finances.
Almost every bank has special offers
Almost every bank has special offers for a company account for self-employed. The conditions and services of the credit institutions are sometimes very different. Not every user account is for freelancers. You should therefore inform yourself in advance about the offers of the individual banks. How can I set up a company account?
The easiest way is to go to your own bank where you have a current account and ask for the conditions for a business account. Alternatively, a large number of banks offer to open a business account. The documents are then sent to the bank and you will receive the opening documents usually within a period of one week. Usually you will receive the documents.
You can use the company account with us free of charge. Please note that the user account must be resolved to the owner of an adult natural person. It is therefore particularly suitable for individual companies and freelancers.