The banks vehemently defend themselves against loans from the unemployed. For many banks, respect for old age is quickly forgotten when it comes to lending to retirees. The market-leading financial information agency credit bureau stores the reference to the insolvency even after the release of the remaining debt for another three years in their data. Are people looking hard enough for a low-interest loan or are they quickly turning back to dubious credit intermediaries? Banks are happy to provide a loan for a rental deposit.
Where do you get a loan with a fixed-term contract?
In my case, the loan was for a vehicle, that is, here was a deposit. We just lacked the necessary change for new cars. The financing of the car we had taken over 5 years, after nearly 2 years, the loan was paid by a special repayment. I do not believe in loans except a car or a house.
Very few people have this cash at home completely in their drawers. But if you need a loan, you should set the rate so that you can ALWAYS repay it. You should deviate from what you need for a loan ……. Holiday or whatever would be a no go !!! if I do not have enough money I can not afford certain things. and even if I only have a temporary secured income! Do not understand why people take out a loan if I do not even pay it back &.
Unemployment benefit: Where can I get one?
Job security is often seriously threatened despite good unemployment in the Federal Republic. Due to the lack of creditworthiness and often also the lack of collateral for the unemployed applicant, credit institutions almost never grant a loan. Too big is the bank risk that the potential borrower can not repay the capital.
An almost tragic example: you need a vehicle to pick up or start your new job, but either there is no vehicle or it does not drive anymore. But how do you get a loan as an unemployed person? Because credit institutions are not eligible as lenders, it is important to look for a possibility – and that does not mean that it is a loan for the unemployed, as the credit institutions do not spend such loans twice.
As an alternative to a bank loan, there is a private loan. This happens even more often than is believed, because the basic principle of a loan from private individuals is often that the credit risk is highly divided and does not burden the lender. Instead, several people lend the cash.
In other words, if you need a loan in excess of $ 1,000, it is quite possible that five people each throw $ 200 into the pot and then pay it out as a bundled loan to the borrower.